Crossing Bridges Consulting
Crossing Bridges Consulting is enabling greatness in people and business of Dutchess County in partnership with Franklin Covey and the Dutchess County Regional Chamber of Commerce. When a business joins the Chamber or renews (effective May 1, 2009), they are entitled to receive three $100 coupons good toward the registration of any Franklin Covey Workshop provided through the partnership between Crossing Bridges and the Dutchess County Regional Chamber of Commerce, or towards a one on one life coaching suite of sessions. Crossing Bridges is also offering one pass each month to any single day (or 2 half day) workshops for Chamber staff or guests. All material is included and additional passes for workshops may be requested at a 50 percent discount off of the workshop registration fee, up to three per quarter in the amount of $3,600 per quarter.
CornerStone Telephone Company
Customer Sales and Customer Service professionals located in Poughkeepsie, NY provide Chamber members with outstanding service available only from a telecommunications company with a local presence here in the Hudson Valley. Members enjoy discounted rates on local, long distance, and data/internet equipment and services. Call Jeff Dodig to discuss your member benefits at 845-559-0505.
Design Intervention Studio
Design Intervention Studio, a full service design company, offers a $500 discount to members wishing to develop a web site. It provides consultation, custom page creation, navigation elements, image optimization, custom graphics, e-mail links, copy editing and more. The package is designed to get clients on-line quickly, easily and professionally. Visit www.designinterventionstudio.com or call 845-679-8052 and mention you are a chamber member to receive your discount.
Hudson Valley Help Wanted
Chamber members receive a 15% discount on regular prices for help wanted listings on HudsonValleyHelpWanted.com. A promotional code must be entered at the time of listing to receive this discount.
Integrated Enterprise Solutions, Inc.
IES is a full service information technology company with global experience and local expertise. IES is offering two exclusive service offerings to DCRCOC members with discounted rates.
In this economy, with high gas prices remote connectivity options allow you the flexibility to manage you operations from home. With cost savings in mind, IES will provide a complimentary analysis to determine if the client qualifies for one of these packages.
Option One: Remote Connectivity with Firewall
Promotional Code: RCES01
IES provides hardware, installation, configuration, and training for up to 10 users. This option is intended for those customers either needing new or enhanced firewall protection. Additional users can be configured for an additional fee. This package supports up to 10 simultaneous remote connections.
Discounted package price: $880
Original price: $1040
Option Two: Remote Connectivity
Promotional Code: RCES02
IES provides hardware, installation, configuration, and training for up to 10 users. This option is intended for those customers who already have adequate firewall protection or for those needing more than 10 simultaneous remote connections (supports up to 25). Additional users can be configured for an additional fee.
Discounted package price: $845
Original price: $1000
Contact IES at 845-226-9983, ext. 125 for more information. Please state whether you are a DCRCOC Chamber member when you call. You can also submit the request form by going to www.ies-ny.com and indicating you are a Chamber member and which package you are interested in.
KinetiCast, Inc.
Do you need to increase your sales?
KinetiCast could be the answer, and has helped many companies to surpass sales goals.
KinetiCast online presentation software enables you to create email and track the Right Message to the Right Person at the Right Time.
Grow your sales, productivity and free time.
Pricing plans start at $24.00 per month. Chamber members receive this service free for 30 days with special DCRCOC promotional code D8B94.
Click here for more details and a 6 page presentation on how KinetiCast can work for you.
Use the DCRCOC promo code D8B94 when you sign up and KinetiCast will provide a free Custom PowerPoint template to DCRCOC Members who become customers. (value $300)
Nicolis Insurance Agency / Allstate Life of New York
Chamber members receive simplified issue on supplemental life and disability insurance. No minimum lives or employee percentages required. No doctors’ exams or medical tests. Benefits are available to all members, employees and spouses. Contact Tony Nicolis directly at 845-471-9611.
Petro Oil
Petro Oil has been providing home heating oil and superior service to the residents of Dutchess County for over 103 years. In addition to fuel delivery and service to keep you warm in the winter, we provide air conditioning services to keep you cool in the summer. We are proud to be Dutchess County's #1 choice for home heating oil and services.
A new Exclusive Member Benefit to chamber members, their employees and family members include $100 in FREE OIL and 50% off a service contract for all new automatic delivery customers in Dutchess County. Everyone benefits in this program and we are very excited to be affiliated with the Dutchess County Regional Chamber of Commerce.
Please call or email (sscianna@petroheat.com) Shawn Scianna at 845-437-0756 to sign-up or for inquiries.
Staff-Line, Inc.
Staff-Line, Inc., a Professional Employer Organization (PEO), offers qualified human resources management support for HR or office managers. Merge payroll, benefits, workers’ compensation, HR/risk management into a single, cost-effective source. New client set-up fees are waived for all new clients that are Chamber members. Call for a free evaluation!
International Travel Medical Insurance
International Medical Group (IMG) offers medical security to travelers and international citizens in more than 150 countries. They are available 24 hours a day for medical emergencies, including medical evacuation; online enrollment and fulfillment, a complete portfolio of health plans including medical, dental, vision, and life, and much more. This program offers short and long term health insurance for people who may be traveling soon and need coverage such as,
--International vacationers
--Graduating seniors going to Europe
--65+ traveling that Medicare does not cover
--U.S. firms sending executives abroad or bringing them to the U.S.
--Relatives visiting from overseas
--Families sponsoring exchange students
There is a program that offers medical emergency transportation to a qualified medical facility. Most health plans do not provide coverage "overseas" and for the short period of time most people are away.
For more information, please contact Russ Bock of the Russell Bock Agency, Inc. at 845-635-3352.
RIBBON CUTTING MEMBER TO MEMBER BENEFITS:
92.1 Litefm
This focused package will help introduce your business to consumers. On 92.1 Lite FM your business will receive:
A Live Two Minute On-Air Interview during the Joe Daily Show (Mon-Fri 5A-10A) PLUS during the entire day from 5A-8P you’ll receive 10 :30 second commercials. In addition you will receive a one hour appearance by Lite FM personality at your Ribbon Cutting event. Includes 15 promotional mentions 3 days prior to the event. Investment + $700. Contact: Frank Curcio, 845-471-2300.
FASTSIGNS
In honor of the member’s decision to invite the Dutchess County Regional Chamber of Commerce to host your complimentary Ribbon Cutting, Grand Opening or Anniversary Celebration, FASTSIGNS of the Hudson Valley offers you a complimentary 2’X4’ banner with your name and/or logo. You can display it at your Ribbon Cutting celebration and then you are free to use it for future events to promote your business or organization! For more information or to order your complimentary banner, please contact FASTSIGNS of the Hudson Valley – 845-298-5600 (455@FASTSIGNS.com).
McKinney & Doyle Fine Foods
McKinney & Doyle Corner Bakery & Fine Foods Café is happy to provide our signature finger sandwich platter at NO CHARGE. This platter will serve 25 adults. For anyone that would like to order additional platters or other dishes, we can provide these menu items at a special discounted rate for Chamber members. McKinney & Doyle will also provide free menu planning and a special discount for any fellow Chamber member.
McKinney & Doyle Corner Bakery & Fine Foods Café is a full service caterer. The bakery offers a full range of homemade desserts. The café features American cuisine in a cozy informal atmosphere and offers brunch, lunch and dinner.
For more information please contact Lynn Cassels, Catering Manager at 10 Charles Colman Blvd., Pawling, NY, 845-855-3707; mckinneyanddoyle@aol.com.
MEDIA MEMBER BENEFITS
Clear Channel Communication, Inc.
As a Dutchess Country Regional Chamber of Commerce New Member you will receive:
92.1 LiteFM 20 – 30 second ads
News Talk 1450 WKIP AM 20 – 30 second ads
All ads run Monday thru Sunday 6AM to 12PM subject to availability.
Please contact Kenya Gipson at 845-264-5678; kenyagipson@clearchannel.com, for more information.
Cablevision
Cablevision is offering an exclusive Business of the Month campaign in partnership with the Dutchess County Regional Chamber of Commerce. Each month Cablevision and the Dutchess Regional Chamber of Commerce will create an exclusive television campaign for your business to run for the entire month. Cablevision will produce a one-minute vignette and a brief interview with Charlie North highlighting the best aspects of your business and why people should utilize your services. Upon completion, Cablevision will run the one-minute vignette a minimum of 150 times on television networks such as CNN, Fox News, CNBC, ESPN, Lifetime, Cablevision News, etc. In addition, Cablevision will also produce a thirty second commercial promoting the business highlight of the month and to “tune-in” to watch the segments. This will air a minimum of 100 times per month across CNN, Headline News, MSNBC, The Weather Channel, HGTV, and more! Production is included in this $2800 investment.
The Chamber offers a variety of health care plans that can be matched to your individual needs.
HMO healthcare choices include Capital District Physicians Health Plan and MVP Health Plan(administered by Tri-County Planning Services, Inc.). The following is a breakdown of coverage highlights and monthly premiums:
Option 1 MVP PREFERRED EPO $15
Some highlights are:
. No Annual Deductible
. No Coinsurance
.No Lifetime Maximum on Benefits Payable
.Well-Child Care Services, Adult Physicals (One Routine Physical), Screening Mammography,
Pap Test, Laboratory Services- Covered in full
. Skilled Nursing Facility (60 days/contract year) Covered in full
. Hospital inpatient $500
. Hospital outpatient $75
.Emergency Room $50
. Physician Office Visits/ Specialty care provider $15 Copay
. Office Surgery $15 Copay
. Diagnostic & X-ray/hospital and other imaging services $15 Copay
. Chiropractic Benefit $ 15 Copay
.Physical/Occupational/ Speech Therapy (Office Setting) 30 Visits/Per Contract Year $15 Copay/Visit
.Home Health Care- 60 Visits/ Per Contract Year $15 Copay/Visit
.High Tech Imaging Services (MRI, MRA,CT, ECT) $100 Copay (Office) $200 Copay (Outpatient Facility)
.Maternity Physician Pre/Postnatal Care Office Visits – Covered in full
. Inpatient Services - $500 Copay
. Initial Newborn Exam – Covered in full
Dependent Coverage till age 23
Prescription drug card offers $10, $30, and $50 Copay
For 2 or more employees: Single $ 616.55 Double $1233.09 Family $ 1648.63
Sole Proprietor (one man group) Single $ 709.03 Double $1418.06 Family $ 1897.13
Option 2 MVP Preferred EPO $30/$50
Some highlights are:
. No Annual Deductible
. No Coinsurance
.No Lifetime Maximum on Benefits Payable
.Well-Child Care Services, Adult Physicals (One Routine Physical), Screening Mammography,
Pap Test, Laboratory Services- Covered in full
. Skilled Nursing Facility (60 days/contract year) Covered in full
. Hospital inpatient $500
. Hospital outpatient $150
.Emergency Room $100
. Ambulance $150
. Physician Office Visits $ 30 Copay
. Specialty care provider $ 50 Copay
. Office Surgery; Diagnostic & X-ray/hospital and other imaging services ;
. Physician Office Visits $ 30 Copay
. Specialty care provider $ 50 Copay
.Physical/Occupational/ Speech Therapy (Office Setting)
30 Visits/Per Contract Year $30 Copay/Visit
.Home Health Care- 60 Visits/ Per Contract Year $30 Copay/Visit
Chiropractic Benefit $50 Copay
.Maternity Physician Pre/Postnatal Care Office Visits – Covered in full
. Inpatient Services - $500 Copay
. Initial Newborn Exam – Covered in full
Dependent Coverage till age 23
Prescription drug card offers $10, $30, and $50 Copay $4000 Per Person Annual Maximum
For 2 or more employees: Single $ 471.82 Double $943.63 Family $ 1,263.20
Sole Proprietor (one man group) Single $ 542.59 Double $1,085.17 Family $ 1,452.69
Option 3 MVP Preferred EPO $30/$50 $1,000/$2,500 Deductible
80%/20% Coinsurance Option
Some highlights are:
. $1,000 Individual /$2,500 Family Deductible
. 80% Coinsurance
.Annual Out of Pocket Maximum - $3,000 Individual/ $7,500 Family
.No Lifetime Maximum on Benefits Payable
.Well-Child Care Services, Adult Physicals (One Routine Physical), Screening Mammography,
Pap Test, Laboratory Services- Covered in full
. Skilled Nursing Facility (60 days/contract year)- MVP covers at 80% of allowable charges, after deductible
. Hospital inpatient- MVP covers at 80% of allowable charges, after deductible
. Hospital outpatient - MVP covers at 80% of allowable charges, after deductible
.Emergency Room $200
. Ambulance- MVP covers at 80% of allowable charges, after deductible
. Physician Office Visits $ 30 Copay
. Specialty care provider $ 50 Copay
.Chiropractic Benefit $ 50 Copay
. Office Surgery; Diagnostic & X-ray/hospital and other imaging services ;
. Physician Office Visits $ 30 Copay
. Specialty care provider $ 50 Copay
.Physical/Occupational/ Speech Therapy (Office Setting)
30 Visits/Per Contract Year $30 Copay/Visit
.Maternity Physician Pre/Postnatal Care Office Visits – Covered in full
. Inpatient Services - MVP covers at 80% of allowable charges, after deductible
. Initial Newborn Exam – Covered in full
Dependent Coverage till age 23
Prescription drug card offers $10, $30, and $50 Copay $4000 Per Person Annual Maximum
For 2 or more employees: Single $ 390.36 Double $780.71 Family $ 1,044.00
Sole Proprietor (one man group) Single $ 488.91 Double $897.82 Family $ 1,200.61
Option 4 MVP Preferred EPO $30/$50 $1,000/$2,500 Deductible $10 Generic Drug Card
Some highlights are:
. $1,000 Individual /$2,500 Family Deductible
. 80% Coinsurance
.Annual Out of Pocket Maximum - $3,000 Individual/ $7,500 Family
.No Lifetime Maximum on Benefits Payable
.Well-Child Care Services, Adult Physicals (One Routine Physical), Screening Mammography,
Pap Test, Laboratory Services- Covered in full
. Skilled Nursing Facility (60 days/contract year)- MVP covers at 80% of allowable charges, after deductible
. Hospital inpatient- MVP covers at 80% of allowable charges, after deductible
. Hospital outpatient - MVP covers at 80% of allowable charges, after deductible
.Emergency Room $200
. Ambulance- MVP covers at 80% of allowable charges, after deductible
. Physician Office Visits $ 30 Copay
. Specialty care provider $ 50 Copay
.Chiropractic Benefit $ 50 Copay
. Office Surgery; Diagnostic & X-ray/hospital and other imaging services ;
. Physician Office Visits $ 30 Copay
. Specialty care provider $ 50 Copay
.Physical/Occupational/ Speech Therapy (Office Setting)
30 Visits/Per Contract Year $30 Copay/Visit
.Maternity Physician Pre/Postnatal Care Office Visits – Covered in full
. Inpatient Services - MVP covers at 80% of allowable charges, after deductible
. Initial Newborn Exam – Covered in full
Dependent Coverage till age 23
Prescription drug card offers $10 Generic Prescription coverage only
For 2 or more employees: Single $ 336.89 Double $673.89 Family $ 904.96
Sole Proprietor (one man group) Single $ 387.42 Double $774.84 Family $ 1040.73
All MVP Preferred EPO options come with these advantages:
*You can see any provider in-network with no referrals.
*Access to our national network – more than 500,000 doctors, hospitals, and specialist nationwide.
*Comprehensive coverage – from preventive and sick care to emergency.
*Great service for you and your family – the answers, expert guidance and personal support you need.
Also please check out MVP WELLSTYLE EXTRAS which include;
Real Dollars for Fun and Fitness $300 Wellstyle Rewards
You can earn up to $300 wellstyle rewards, per subscriber per year – for a range of health activities. Wellstyle rewards are paid directly to members in the form of reward checks or gift cards.
Capital District Physician's Health Plan (CDPHP)
CDPHP is comprised of a network of independent physicians located
throughout the Hudson Valley and Albany.
Highlights of CDPHP - HMO
. $30 co-payment General Practice
$50 co-payment Specialist Practice
. No charge for well child care and immunizations up to age 19.
. Hospitalization covered in full with a $1000 co-payment.
. $150 co-payment for outpatient surgery.
. $100 co-payment for worldwide emergency room care.
. Prescription drug coverage at 50% of CDPHP's cost.
. Dependent coverage to age 19; full-time student coverage to age 25.
For 2 or more employees: Single $440.36 Double $880.74 Family $1,170.47
Sole Proprietor(one man group) Single $502.03 Double $1,004.04 Family $1,334.34
CDPHP – EPO Option One
This low deductible EPO offers a network of providers with no referrals.
(The option for a Health Savings Account is not available with a low
deductible EPO). Domestic Partner Rider included.
Single Family
Annual Deductible: $500 $1,250
20% Coinsurance Maximum: $2,000 $5,000
Office Visit co-payment is $25.
Allergy Injections, Annual Adult Physical, Newborn Nursery, Well Child,
Annual Gyn Office Visit, Diagnostic Testing as preventive care covered in
full, not subject to deductible.
Prescription drugs: $4 Generic/50% Brand//50% Non-Formulary not subject to deductible.
Inpatient Hospital covered at 80% after deductible.
For 2 or more employees: Single $392.23 Double $784.45 Family $1,042.49
Sole Proprietor (one man group) Single $447.14 Double $894.27 Family $1,188.45
CDPHP – EPO Option Two
Highlights of CDPHP - EPO
. $30 co-payment General Practice
$50 co-payment Specialist Practice
. No charge for well child care and immunizations up to age 19.
. Hospitalization covered in full with a $1000 co-payment.
. $200 co-payment for outpatient surgery.
. $100 co-payment for worldwide emergency room care.
. Prescription drugs: $10 Generic/$40 Brand/$80 Non-Formulary with a $3000 Maximum
. Dependent coverage to age 19; full-time student coverage to age 25.
For 2 or more employees: Single $430.45 Double $860.88 Family $1,144.07
Sole Proprietor (one man group) Single $490.71 Double $981.41 Family $1,304.26
CDPHP - High Deductible PPO (no referrals; your choice of providers)
Annual Deductible (family deductible may be met by any combination of one
or more family members:
Single Family
In Network: $3,500/ $7,000
Out of Network: $6,000 $12,000
Annual Maximum Benefit: $1,000,000
Covered in full not subject to deductible:
. Annual adult physical
. Well child care
. Annual Gyn visit
. Diagnostic testing as preventive care
This option qualifies for a health savings account.
Prescription drugs: $4 Generic/50% co-insurance Brand/ 50% Non-Formulary once deductible is
met. Dependent coverage to age 19 & full time student to age 25.
For 2 or more employees: Single $226.40 Double $532.80 Family $708.06
Sole Proprietor(one man group) Singl
e $303.70 Double $607.40 Family $807.19
The Dutchess County Regional Chamber of Commerce is able to help you determine your eligibility and provide assistance in applying for Healthy New York. Please call 454-1700 ext. 1009.
CIGNA Dental Plan
Cigna's Dental Plan is a managed care dental program which operates
through a network of participating dentists.
Highlights of the plan feature:
. No annual deductibles.
. No annual or lifetime maximums.
. No charge for most preventive and diagnostic services.
. Co-payments for fillings, bridges, dentures, crowns and orthodontic
care.
. No claim forms.
. Dependent coverage to age 19; full time student coverage to age 25.
Quarterly premiums:
Single: $77.46
Two Family Members: $157.95
Full Family: $232.68
For more detailed information regarding any of the above plans (MVP,
CDPHP, and CIGNA, please contact Tri-County Services at 845-471-8200. Your
eligibility must first be confirmed with Member Services at the Dutchess
County Regional Chamber of Commerce, 845-454-1700 ext. 1009.
DENTAL DIRECT
Dental Direct was designed by dentists with the patient’s needs in mind. Dental Direct has an intimate relationship with all their participating so that patients can receive discounted dental care with no hassle.
Dental Direct Plans Feature:
• No deductibles
• No annual maximums
• No claim forms
• No balance billing
• No age limitations
• No pre-determination of benefits required
• No social security number required in order to help protect your identity!
Members Benefit From:
• Discounted fees up to 60 percent of what doctors normally charge
• Discounts on more than 150 procedures, including cosmetic services, orthodontics and specialist care
• Direct access to specialists
• Zero percent financing options available
• Controlling costs by eliminating the out-of-pocket expenses that can be charged by providers
• Coverage of All Pre-Existing Conditions
EXCLUSIVE FOR CHAMBER MEMBERS, THEIR EMPLOYEES AND FAMILIES: 3 MONTHS FREE WHEN YOU SIGN UP AND PAY FOR A YEAR IN FULL.
Individual - $135/first year; $180/yr. thereafter ($15/mo.)
Family - $225/first year; $300/yr. thereafter ($25/mo.)
Senior - $89.91/first year; $119.88/yr. thereafter ($9.99/mo.)
3 Months Free is applied to the 1st year of membership.
For more information or member application, please contact Wayne Quint of Quint Investments and Insurance, 914-489-5136.
Limited Medical Insurance
Medical Care Plan Overview
• Doctor Visits • Diagnostic, X-Ray & Lab Benefit (DXL) • Wellness Care • Prescription Discount Card
• PPO Network Repricing for Doctor and Outpatient Services
Hospitalization
• Daily Hospital Confinement
• Semi-private room & board • Use of operating & recovery rooms • Surgical Benefits (same benefit inpatient & outpatient)
• Use of intensive & special care units
• Approved medications (in-hospital)
• Routine nursery care for newborn • Outpatient surgery facilities
• “The Solution CardTM” Discount Plan
• Cigna PPO Discount Dental Plan
Wrap Plan Highlights
• Guaranteed Renewable
• Voluntary Group Plan: no participating percentage required
• Guaranteed Issue to 1099 workers & Sole Proprietors
• Assignable Benefits
• Stable Rates
• First Dollar Coverage (No Copays)
• HIPAA Compliant with portability
• Fully insured by B+ rated carrier
• Two Plans: Value & Platinum
HIPAA Compliant
Persons who exit the plan will receive a HIPAA Certificate. If you exit this plan after 12 months you will receive full credit toward a major medical plan’s pre-existing condition limitation. If you enter the plan with a valid HIPAA Certificate you will receive credit toward this plan’s preexisting condition limitation.
Please contact Rob Ranieri of Rose and Kiernan, Inc. at
(845) 471-2113, ext. 4151 for schedule and rates for the Limited Medical Insurance.
Market Analysis
Are you uncertain about the employee benefit marketplace? Who is the best carrier and/or strongest plan for my company. Let the Dutchess County Regional Chamber of Commerce help you make the right decision. With access to all carriers including Empire Blue Cross Blue Shield, Guardian, Health Net, Delta Dental, Ameritas, Met Life and Reliance (to name just a few) and all plan designs including Health Savings Accounts and Health Reimbursement Accounts, we can help direct you to make the best choice for your organization. Please contact Rob Ranieri of Rose and Kiernan at 845-471-2113x4151 for a free review.
